HIPAA, also known as Health Insurance Portability and Accountability Act is a legislation in the United States. Its main goal is to provide security solutions as well as data privacy in regards to medical information. The above law has become prominent lately due to the massive data breaches which originate from attacks such as cyberattacks on both providers and health insurers.
This healthcare Act was signed into a law in 1996 and it has five sections, mostly known as titles. Title one is known as the Health Insurance reform that is meant to protect health insurance coverage to individuals in cases of job loss or job change. This title also warns group health plans from rejecting insurance coverage to individuals that may have certain people with diseases or even pre-existing conditions.
The second title deals with administrative simplification. This therefore directs the Health Department as well as the Human services to come up with national morals for electronic healthcare transactions processing. The title also requires the organizations to implement safe electronic access to health data as remain in agreement with privacy regulations.
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Tax Related Health Provisions is covered in the third Title of the Act. These health provisions are the procedures on how to deal with any tax related issues for purposes of medical care to individuals. The fourth title of the Act is the Application and Enforcement of Group Health Plan Requirements. This title goes deep in defining the health insurance improvement such as provisions for individuals who may have pre-existing conditions as well as those that are seeking continued coverage.
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The last Title is about any offsets in revenue. These are the provisions on company owned life insurance and also the treatment of individuals who lose their U.S citizenship for any income tax purposes. These titles in the Act are very useful for individual protection in case they are affected in any way. The main purpose of the Act is to necessitate continuous health insurance coverage for those that are working in case of a job loss or change, including the burden reduction such as administrative burdens plus the healthcare cost. The HIPAA Act assists in fighting any fraudulent cases, any abuse or waste in health insurance and finally in healthcare delivery.
Companies and organizations should train their workers on this act. Such act will help people in understanding how to go about certain occurrences. Individuals will know how the act can protect them in case of any given losses. HIPAA Training will make people stay aware of any potential threats their patients may face. Staff members will be able to keep their patient’s records safe. Another benefit of such a training is that it strengthens initiatives for patient safety culture. If information is handled carefully, it improves satisfaction from both the patient and their family. It is therefore advisable that institutions protect themselves and their patients by making staff training a high priority.